About Workers' Comp Calculator
Workers' compensation is one of the most confusing systems an injured worker will ever navigate. You're hurt, you're out of work, and you just want to know one thing: what is my case worth?
We built this calculator because every other tool we found either hid the results behind a phone number, used fake formulas that had nothing to do with actual state law, or showed a single black-box number with zero explanation. That's not helpful. That's lead generation dressed up as a calculator.
Who We Are
We're a small team of California-based web developers with no affiliation to any law firm, insurance company, or claims adjuster. We don't sell leads. We don't have a sales team. We don't refer cases to attorneys. We built this tool because we believe injured workers deserve real information — the same information their attorney uses — without having to trade their phone number for it.
We are not lawyers. We are developers who got frustrated watching injured workers get stonewalled by tools that exist purely to harvest contact information for attorney referral networks. There is nothing wrong with hiring an attorney — in fact we recommend it for most serious claims. But you should be able to understand the formula before you make that call. That's what this calculator is for.
How This Calculator Is Different
Most workers' comp calculators use rough buckets — injury severity times some made-up multiplier. Ours uses the actual statutory formulas published by each state's workers' compensation board.
New York's calculator uses the Scheduled Loss of Use table directly from the New York Workers' Compensation Board — the same table your attorney references when evaluating your claim. Illinois uses the permanent partial disability schedule from the Illinois Workers' Compensation Commission, with rates that update every January 15 and July 15. Pennsylvania uses the four-tier TTD formula from Section 306(a) of the Pennsylvania Workers' Compensation Act, with 2026 rate figures. California uses the Whole Person Impairment system under the AMA Guides, 5th Edition, converted through the Permanent Disability Rating Schedule published by the California Division of Workers' Compensation.
Every calculation step is shown. Every formula is cited. You can verify our math against the actual state statute — we encourage it.
What This Calculator Cannot Do
We want to be completely clear about what this tool is and what it is not.
This calculator provides estimates based on the statutory formulas for your state. It cannot account for your specific medical evidence, your employer's insurance carrier, whether your claim is disputed, attorney fees, Medicare Set-Aside requirements, apportionment of prior injuries, vocational rehabilitation costs, or the dozens of other case-specific factors that affect real settlement negotiations.
The number you see is a starting point — not a settlement offer and not a guarantee. Use it to understand how the formula works, evaluate whether an insurance company's offer seems reasonable, and walk into a conversation with a workers' compensation attorney already knowing the basics.
Always consult a licensed workers' compensation attorney before making any decisions about your claim. Most workers' comp attorneys work on contingency — meaning no upfront cost to you.
Our Commitment to Accuracy
Workers' compensation rates change. We track those changes so you don't have to.
Illinois updates its maximum weekly benefit twice a year — January 15 and July 15 — and currently has the highest maximum in the nation at $2,008.60 per week. New York updates annually on July 1, currently at $1,222.42 per week. Pennsylvania updates its tiered formula annually. California's rates adjust based on the Statewide Average Weekly Wage.
When rates change, we update our calculators. Every state page shows the effective date of the rates being used so you always know how current our figures are.
If you find an error in our formulas or believe a rate is outdated, please use our contact form to let us know. We take formula accuracy seriously and will investigate every report.
More States Coming Soon
We launched with the four most complex states in the country — New York, Illinois, Pennsylvania, and California. These states were chosen deliberately. They have the most intricate formulas, the largest workforces, and the highest settlement values. If we could get these right, we could get any state right.
We are actively working to add all 50 states. Each addition requires research into current statutory rates, maximum weekly benefits, scheduled body part tables where applicable, and formula verification against official state agency sources. We don't publish a state calculator until we're confident the formula is accurate.
States coming next include Florida, Texas, Ohio, Georgia, Michigan, and North Carolina. If your state isn't listed yet, check back — we add new states on a regular basis.
No Email. No Phone. No Catch.
We will never ask for your email address to see your results. We will never ask for your phone number. We will never sell your information to an attorney referral network. We will never follow up with you about your claim.
The calculator is free. The results are instant. The math is shown in full. That's the whole product.
Advertising
This site is supported by Google AdSense advertising. Ads appear in the sidebar and below calculator results — never above the calculator itself. We have no control over which specific ads appear, but we do control placement. Advertisers have no influence over our formulas, our results, or our editorial content.
Contact Us
Have a question about our formulas? Found an error in a rate table? Want to know when your state is being added? Use our contact form and we'll get back to you as soon as possible. We read every message personally.